Skip to main content
Back to all jobs
Kip-ai

Kip-ai

Job listing

San Francisco, United States$160k-$180k + Equity

Founding Engineer at AI-native personal wealth startup

Join a high-pedigree founding team from Stanford and Snowflake as their first engineering hire. This isn't another fintech dashboard; it's an AI-native Personal CFO designed to fix the structural wealth gap for Millennials and Gen Z. You will architect autonomous agents and complex financial simulation engines from the ground up while earning a top-tier salary and founding equity. If you are an AI-first builder who thrives on ownership and wants to ship products that define the future of personal finance, this is the most impactful role in the Bay Area right now.

Overview

Role overview

You will be the first engineering hire at a mission-driven startup building an AI-powered Personal CFO. You’ll design complex systems from scratch—including secure financial data pipelines, life event simulators, and automated tax optimization engines—to level the financial playing field for Millennials and Gen Z through sophisticated, agentic technology.

Company

Kip-ai

Kip-ai

AI-native fintech startup founded by Stanford/IIT alumni and former Snowflake AI leads

Responsibilities

What you will do

  • Architect and build a secure, SOC 2 compliant data pipeline that aggregates and structures complex financial documents using bank-grade encryption.
  • Develop a sophisticated life event simulator and tax optimization engine capable of modeling hundreds of scenarios for hyper-personalized financial moves.
  • Design and deploy autonomous AI agents that run background simulations to identify and execute wealth-building opportunities for users.

Candidate profile

Who this is a fit for

  • 2+ years of experience shipping production-grade software and debugging complex customer issues in a fast-paced environment.
  • Mastery of an AI-first development workflow, using LLMs to accelerate coding while building native AI applications and agents.
  • Strong systems thinking and ownership mentality, comfortable taking features from initial design through to monitoring and deployment.

What makes it remarkable

Why this role is remarkable

  • Join as the first engineering hire with direct influence over the technical architecture, product direction, and foundational culture of the company.
  • Work alongside founders with deep pedigree, including a CTO who led AI monitoring at Snowflake and a CEO with 17 years in venture capital.
  • Build a generational product that replaces manual wealth management with high-scale AI agents, solving real structural wealth inequality for younger generations.

Jack & Jill

How Jack & Jill work together

Jack
I get to know what you’re great at, then find roles you’d never find yourself.
Jill
I recruit from Jack’s network and make the intro when I spot a great match.

Meet Jack

Thumbnail for Meet Jack

Jack gets to know what you're great at and what you want next, then searches 14 million jobs daily and introduces you directly to hiring managers.

How does this work?

Jack's an AI agent for job searching and career coaching. He works for you.

Jill is the AI recruiter working for the company. She recruits from Jack's network.

If it's a match and the company wants to meet you, they'll make the intro. In the meantime, if you'd like, Jack will send you excellent alternatives.

Find a job withJack

Ready to find your next role?

Talk to Jack for 10 minutes and see your first matches.