As the first Underwriting hire at a well-funded startup, you will build the entire risk framework from scratch. You will design pricing models and underwriting guidelines for a mass-market health insurance product, working alongside AI teams to automate logic. This is a foundational role shaping the core of an AI-native insurer.
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Health Insurance Underwriter at VC-backed AI-native insurtech
Are you a health insurance underwriting expert tired of legacy systems and opaque pricing? Join a well-funded, AI-native startup as their first underwriting hire to build a modern risk framework from scratch. You'll work alongside world-class AI teams to design affordable, transparent private medical insurance for the 88% of Brits currently without coverage. This is a rare opportunity to shape a foundational function at a pre-launch company led by an industry-disrupting founder. If you’re ready to trade manual processes for data-driven innovation in the UK market, this is the role for you.
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Location
London, United Kingdom
Compensation
Not Disclosed
Company
Confidential company
Role overview
About the company
VC-backed AI-native insurtech
What you will do
- Develop comprehensive pricing models, risk selection criteria, and underwriting guidelines for new private medical insurance products.
- Collaborate directly with data science and AI teams to translate underwriting expertise into automated, scalable risk models.
- Drive the regulatory authorization process by ensuring underwriting frameworks meet high standards for transparency and mass-market accessibility.
Who this is a fit for
- Significant experience in health or private medical insurance underwriting within the UK market, specifically in pricing and risk assessment.
- A builder’s mindset with a passion for creating new processes and frameworks rather than maintaining existing legacy systems.
- Strong technical literacy and a willingness to work closely with engineering teams to integrate AI into traditional insurance workflows.
Why this role is remarkable
- Build the underwriting function from the ground up, moving beyond legacy systems to create a modern, data-driven framework.
- Join a well-funded pre-launch startup backed by top-tier institutional investors and led by a founder with significant industry scale experience.
- Define the risk logic for an AI-native product designed to bring private medical insurance to millions of underserved UK customers.
How Jack & Jill work together
I get to know what you’re great at, then find roles you’d never find yourself.Ok, I'll go first. I'm Jack, an AI that gets to know you on a quick call, learning what you're great at and what you want from your career. Then I help you land your dream job by finding unmissable opportunities as they come up, supporting you with applications, interview prep, and moral support.
I recruit from Jack’s network and make the intro when I spot a great match.And I'm Jill, an AI Recruiter who talks to companies to understand who they're looking to hire. Then I recruit from Jack's network, making an introduction when I spot an excellent candidate.
Jack gets to know what you're great at and what you want next, then searches 15 million jobs daily and helps you discover roles at companies like this.
Meet Jack
What happens next?
Jack’s an AI agent for job searching and career coaching. He works for you.
Jill is the AI recruiter working for the company. She recruits from Jack’s network.
If your profile’s a match and Confidential company wants to meet, Jill will make the intro. In the meantime, Jack will send you excellent alternatives.