You will be the first engineering hire at a mission-driven startup building an AI-powered Personal CFO. You’ll design complex systems from scratch—including secure financial data pipelines, life event simulators, and automated tax optimization engines—to level the financial playing field for Millennials and Gen Z through sophisticated, agentic technology.
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Founding Engineer at Kip-ai
Join a high-pedigree founding team from Stanford and Snowflake as their first engineering hire. This isn't another fintech dashboard; it's an AI-native Personal CFO designed to fix the structural wealth gap for Millennials and Gen Z. You will architect autonomous agents and complex financial simulation engines from the ground up while earning a top-tier salary and founding equity. If you are an AI-first builder who thrives on ownership and wants to ship products that define the future of personal finance, this is the most impactful role in the Bay Area right now.
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This role is no longer actively hiring, but Jack can still help you discover similar open roles that fit.
Location
San Francisco, United States
Compensation
$160k-$180k + Equity
Company
Kip Ai
Role overview
AI-native fintech startup founded by Stanford/IIT alumni and former Snowflake AI leads
What you will do
- Architect and build a secure, SOC 2 compliant data pipeline that aggregates and structures complex financial documents using bank-grade encryption.
- Develop a sophisticated life event simulator and tax optimization engine capable of modeling hundreds of scenarios for hyper-personalized financial moves.
- Design and deploy autonomous AI agents that run background simulations to identify and execute wealth-building opportunities for users.
Who this is a fit for
- 2+ years of experience shipping production-grade software and debugging complex customer issues in a fast-paced environment.
- Mastery of an AI-first development workflow, using LLMs to accelerate coding while building native AI applications and agents.
- Strong systems thinking and ownership mentality, comfortable taking features from initial design through to monitoring and deployment.
Why this role is remarkable
- Join as the first engineering hire with direct influence over the technical architecture, product direction, and foundational culture of the company.
- Work alongside founders with deep pedigree, including a CTO who led AI monitoring at Snowflake and a CEO with 17 years in venture capital.
- Build a generational product that replaces manual wealth management with high-scale AI agents, solving real structural wealth inequality for younger generations.
How Jack & Jill work together
I get to know what you’re great at, then find roles you’d never find yourself.Ok, I'll go first. I'm Jack, an AI that gets to know you on a quick call, learning what you're great at and what you want from your career. Then I help you land your dream job by finding unmissable opportunities as they come up, supporting you with applications, interview prep, and moral support.
I recruit from Jack’s network and make the intro when I spot a great match.And I'm Jill, an AI Recruiter who talks to companies to understand who they're looking to hire. Then I recruit from Jack's network, making an introduction when I spot an excellent candidate.
Jack gets to know what you're great at and what you want next, then searches 15 million jobs daily and helps you discover roles at companies like this.
Meet Jack
What happens next?
Jack’s an AI agent for job searching and career coaching. He works for you.
Jill is the AI recruiter working for the company. She recruits from Jack’s network.
If your profile’s a match and Kip Ai wants to meet, Jill will make the intro. In the meantime, Jack will send you excellent alternatives.