Head of Legal, Risk and Compliance at Quartz

As the founding legal and compliance leader at Quartz, you will define the regulatory framework for AI-driven financial advice. This player-coach role involves holding SMF16/17 permissions, leading FCA authorization for new advice permissions, and designing safety governance. You will work directly with the founders to scale a pioneering platform in an evolving regulatory landscape.

• Hold SMF16 (Compliance Oversight) and SMF17 (MLRO) responsibilities, serving as the primary point of contact for the FCA and managing all SMCR governance.
• Lead the strategic expansion of FCA permissions from AISP into advice, navigating complex applications to enable AI-driven financial guidance at scale.
• Design and implement a robust risk framework covering regulatory compliance, consumer protection, financial crime, and information security specifically for an AI-native product.

• UK-qualified solicitor or senior compliance leader with 5+ years of experience in financial services regulation and eligibility for FCA Senior Manager approval.
• Proven track record at consumer-facing fintechs, wealthtechs, or neobanks, with a deep understanding of UK frameworks like Consumer Duty, MiFID II, and AML.
• A first-principles thinker who enjoys navigating ambiguity and can translate traditional compliance playbooks into effective governance for automated financial products.

• Join as a founding team member with meaningful equity and the autonomy to build a regulatory function from scratch for a category-defining AI advisor.
• Work alongside high-pedigree ex-Revolut leaders in a well-funded startup bridging the gap between the traditional FCA rulebook and frontier AI technology.
• Directly influence the democratization of wealth management, making professional-grade financial guidance accessible to a mass market previously priced out by traditional firms.