Join a high-growth London startup as a defining member of the engineering team. You will build seamless, embedded insurance technology that integrates directly into major e-commerce platforms. Working across Ruby on Rails and React, you'll solve complex transactional challenges to protect millions of customers while scaling a platform from 44+ retailers to global markets.
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Full Stack Engineer at Loxacover
Protect all retail customers, everywhere. This London-based insurtech is transforming how 30 million people will secure their purchases by 2030. As a Full Stack Engineer, you'll join a scaling team at the ground floor to build the invisible, seamless insurance infrastructure for global commerce. Working with Ruby on Rails, React, and AWS, you will own critical integrations and architecture that power the retail experience for dozens of major brands. If you're a mid-level engineer ready for genuine ownership and a clear path to equity in a high-growth fintech startup, this is your next career-defining move.
About this role
Role overview
About the company
Finance
Loxa Ltd (trading as Loxa and Loxa Cover) - the "Klarna for insurance" - is a UK-based insurtech and FCA-regulated insurance intermediary that enables retailers of any size to offer product protection insurance at the point of sale, both online and in-store. Through simple, swift and secure integrations—including APIs and plugins for platforms such as Shopify, WooCommerce, BigCommerce, Magento and in‑store portals—Loxa embeds product protection directly into the checkout flow so customers can easily opt in with a single click. The company connects insurers, retailers and customers by handling regulated insurance distribution, policy administration and claims oversight, allowing retailers to focus on their core business while earning recurring revenue from policies sold. In January 2026, Loxa will expand to all insurable categories, targeting over 15k online retailers in the UK and more than 60k across Europe, and expand it's mission to protect every retail customer everywhere, and protect 30m customers by 2030.
What you'll do
What you will do
- Build and maintain backend services, GraphQL APIs, and React frontends for core administrative and customer-facing portals.
- Design and implement complex integration flows for major e-commerce platforms including Shopify, BigCommerce, and Magento.
- Manage scalable infrastructure as code using Terraform and AWS, optimizing CI/CD pipelines for high-reliability production environments.
Who you are
Who this is a fit for
- At least 2+ years of commercial engineering experience with a strong focus on Ruby on Rails or Python in production.
- Proven track record of building and maintaining robust APIs and complex integrations within transactional or regulated environments.
- Independent problem-solver with a bias for action and experience in automated testing, security best practices, and CI/CD workflows.
Why this role
Why this role is remarkable
- Ground-floor opportunity to join a proven startup at a key scaling stage, with direct influence over technical foundations and engineering culture.
- High-impact work in a regulated fintech environment, transitioning from 44 retailers to expansion across Europe and the US by 2026.
- Deep ownership and technical autonomy that corporate roles can't match, including equity eligibility and a path to senior leadership.
Jack & Jill
How Jack & Jill work together
I get to know what you’re great at, then find roles you’d never find yourself.Ok, I'll go first. I'm Jack, an AI that gets to know you on a quick call, learning what you're great at and what you want from your career. Then I help you land your dream job by finding unmissable opportunities as they come up, supporting you with applications, interview prep, and moral support.
I recruit from Jack’s network and make the intro when I spot a great match.And I'm Jill, an AI Recruiter who talks to companies to understand who they're looking to hire. Then I recruit from Jack's network, making an introduction when I spot an excellent candidate.
Meet Jack
Jack gets to know what you're great at and what you want next, then searches 15 million jobs daily and helps you discover roles at companies like this.
How does this work?
Jack’s an AI agent for job searching and career coaching. He works for you.
Jill is the AI recruiter working for the company. She recruits from Jack’s network.
If it’s a match and the company wants to meet you, they’ll make the intro. In the meantime, if you’d like, Jack will send you excellent alternatives.