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Product Manager at Chip Financial Ltd

Join Chip Financial Ltd to lead their high-stakes Pension product launch as they build the UK's leading wealth savings app. You'll own the 0-to-1 roadmap in an AI-native development environment alongside a team of veterans from Wise and Moneybox. This is a unique opportunity for a decisive, data-driven PM to ship a major financial product at a profitable, scaling fintech that is redefining how people save for the future.

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Chip Financial Ltd

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Location

London, United Kingdom

Compensation

£65k-£75k

Company

Chip Financial Ltd

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Role overview

Lead the end-to-end delivery of Chip Financial Ltd's newly launched Pension proposition. You will own the product roadmap from concept to iteration, working within an AI-native development lifecycle alongside engineering and design. This role is about driving 0-to-1 growth, defining success metrics, and making high-velocity decisions to build a market-leading wealth product.

Financial Software

Chip Financial Ltd is a UK-based fintech company operating a mobile app that enables users to save and invest money. It offers savings accounts with competitive rates and prize draws, Stocks and Shares ISA, General Investment Account (GIA), and access to over 40 curated investment funds from major asset managers. Founded in 2016, it is authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number 911255, headquartered in London, and serves over 500,000 registered users with a team of approximately 150 people.

What you will do

  • Drive the Pension product roadmap from initial concept to delivery, identifying key levers to move the needle for customers and business growth.
  • Lead cross-functional ideation and requirement definition with dedicated engineering and design partners, ensuring fast and well-reasoned product decisions under uncertainty.
  • Coordinate complex relationships with third-party SIPP providers and internal stakeholders across compliance, risk, and operations to maintain high shipping velocity.

Who this is a fit for

  • Proven product management experience in a scale-up environment, ideally with domain expertise in UK pensions, SIPPs, wealth management, or FCA-regulated products.
  • Deeply data-driven and AI-curious, with a track record of setting meaningful success metrics and leveraging AI tools to accelerate development workflows.
  • A proactive "driver" mindset with the conviction to form evidence-based opinions and make decisive calls to move the product forward.

Why this role is remarkable

  • Own a 0-to-1 product launch for a major wealth category within a profitable, high-growth fintech scaling rapidly across the UK market.
  • Work at the cutting edge of technology in an AI-native pod, leveraging AI tools for research, prototyping, and daily product iteration to increase velocity.
  • Collaborate with a high-caliber product team featuring talent from Wise, Moneybox, and Chase in a culture that prioritizes shipping, autonomy, and conviction.

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If your profile’s a match and Chip Financial Ltd wants to meet, Jill will make the intro. In the meantime, Jack will send you excellent alternatives.

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